
I don’t see myself as some great tightwad; there are MANY people who are so much more so than I. But I do want to thank my folks for bringing me up with a healthy respect for money.
When I was a small child I learned to count with coins and dollars, which brought about my desire to want it. I loved to play with it and smell it. (I know – strange child). As I grew older my parents gave me an allowance, and I was required to give 10% away and save at least 20%. I hated to have to do that and not spend it all, but the discipline and self- control was good for me.
In my teens, my friends got things bought for them and f8 I envied that. But I appreciate the respect I was taught toward money. If I wanted a bike, I had to save at least half, that way the bike was worth more to me cause I worked and put energy into getting it.
Once I got away from home, I did ev 3e8 erything I saw everyone else do, thus the road to bankruptcy. NEVER AGAIN!
Now I feel I am back on track, better now than never; even if I only save a few thousand towards retirement, it’s better than nothing. So there you have it, my history of money.



